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FOR BUYERS

Road Map to the Buying Process

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Deciding to Buy

Typically one of the biggest financial decisions an average person makes is purchasing a home. And no matter, if you are an experienced buyer, or this is your first purchase, the decision needs to be made carefully. 

 

What Motivates You to Buy?

- Are you tired of paying your landlord's mortgage every month?

- Are you ready to start building some equity in a home rather than throwing your rent away like trash?

- Do you need a backyard for your dog?

- Are you moving to a different area?

- Want to cut your commute time down?

- Have you outgrown your old space and you're ready for a fresh start?

- Did you just buy a gorgeous Corvette and you need a garage to shelter your new baby?

- Are you an investor looking to build your portfolio?

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Having a clear understanding of what you want in a property and what motivates you to move will help you decide on the perfect home. 

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Home as an Investment

Owning real estate is a low-risk investment and a great way to build equity or get a higher return on your initial investment. It's also one that you can enjoy the benefits of every day. You may be purchasing your dream home and enjoying the amenities you've custom-built into your space or purchasing an investment property that cash flows positively every month.

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HOME BUYING TIPS

What to Expect

WHEN you're purchasing a home

 

1. First, get pre-qualified for a mortgage. Need help finding one? Contact me to look at my list of partners. 

 

2. Make a list of your wants & needs in a property so we can really be able to target the right one for you. Remember that paint can be changed, fences can be added, and modifications can be made. Let this guide you when determining your wants & needs list. 

 

3. Find the perfect home and write an offer with your Realtor. Ask your mortgage lender to write a prequalification letter specific to the home that you're making an offer for. Be ready to keep up with deadlines as reminded and be prepared with your earnest money deposit check at this point. â€‹

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4. Once the offer is approved, there are a few time-sensitive items to keep in mind:

  • home inspection + any other inspections

  • get a quote for home owner's insurance

  • appraisal 

  • loan commitment

  • negotiate repairs

  • schedule closing

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5. Utilities will need to be turned on the day of closing. You will also need to change your address and any other necessary items to make the move as seamless as possible. 

 

6. At closing,  you will be able to walk through all of the numbers prior to signing. After closing, the attorney will need to record your deed. Once recorded, the keys to the home will be released and you are free to move in.

  • Bring your state ID to closing

  • Prepare to stay 1-2hrs

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